Financial Calculators

1040 Tax Estimator   
How much tax will you pay this year? Will you get a refund? Enter your filing status, income, deductions and credits we will estimate your total taxes for the year.

1040 EZ Tax Estimator   
The 1040EZ is a simplified form used by the IRS for income taxpayers that do not require the complexity of the full 1040 tax form. Simply select your tax filing status and enter a few other details to estimate your total taxes for the year. How much tax will you pay this year? Will you get a refund? Use this quick interactive calculator to help determine your tax bill.

Marginal and Effective Tax Rates   
Knowing your income tax rate can help you calculate your tax liability for unexpected income, retirement planning or investment income. This calculator helps you estimate your effective (or average) tax rate, your current tax bracket, and your marginal tax rate.

Self Employment Tax Calculator   
Use this calculator to estimate your self employment taxes.

Payroll Deductions   
Use this calculator to help you determine the impact of changing your payroll deductions. You can enter your current payroll information and deductions, and then compare them to your proposed deductions. Try changing your withholdings, filing status or retirement savings and let the payroll deduction calculator show you the impact on your take home pay.

Flexible Spending Account Savings Calculator   
Use this calculator to see how participating in your employer's "Flexible Spending Account" can help you pay less tax, and increase your net take home pay.

Sales Volume Break-Even Analyzer   
How many units of your product must be sold to make a profit. See a detailed list of the profit generated at each sales volume level.

Commercial Loan Calculator   
Use this calculator to see if you qualify for a new commercial loan by evaluating your debt service coverage.

Equipment Lease Vs. Buy Analyzer    
Should you lease or buy? Use this interactive problem solver to find out!

Financial Ratios   
Financial ratios are used as indicators that allow you to zero in on areas of your business that may need attention. Take a look at 10 different financial ratios in areas such as solvency, liquidity, operational efficiency and profitability.

Marketing Campaign Profitability Analyzer   
Analyze the return on a direct marketing campaign. This interactive calculator will help you determine if your marketing plan will be profitable.

Inventory Analysis   
This calculator helps you determine how much inventory you should hold, and when you should place inventory orders.

Business Valuation   
This calculator creates a possible market valuation for your business by determining how much your future cash flow is worth today.

Home Budget Analyzer   
One of the most important aspects of controlling your budget is to determine where your money is going. This interactive problem solver helps you do just that.

Life Insurance Need Estimator   
How much life insurance do you need? Enter your current assets, expenses, income and let us help you determine how much life insurance you need.

Checkbook Balancer   
Let us help you balance your checkbook.

Savings Calculator   
What will it take to reach your savings goal? Enter in your savings plan and view graphically your financial results.

Savings After Inflation And Taxes?   
Use this interactive problem solver to determine how much your savings will be worth with these two important variables in mind.

Debt Consolidation Financial Calculator   
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

Accelerated Debt Payoff   
This calculator can show you how to accelerate your debt payoff. Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full.

Roll Down Your Credit Card Debt!   
This calculator applies two simple principles to paying off your credit card debt.

Credit Card Pay Off   
Find the best repayment options to pay off your credit card balance.

College Savings Planner   
Saving for your children's education requires a long term plan. And like saving for retirement - the earlier you start your plan the better! Use this calculator to help develop and fine tune your education savings plan.

Retirement Planner   
Do you know what it will take to create a secure retirement? Use this interactive problem solver to help you create your retirement plan.

Cost of Delaying Your Savings   
This calculator helps show you how much postponing your retirement savings plan can really cost you.

Social Security Benefits Estimator   
Estimate how much money you’ll receive from Social Security when you retire.

Traditional IRA Calculator   
An IRA can be an effective retirement tool. Contributing to a Traditional IRA can create a current tax deduction, plus it provides for tax deferred growth.

Required Minimum Distribution   
The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning.

Roth IRA Calculator   
Creating a Roth IRA can make a big difference in your retirement savings. See how much more money you'll have at retirement with this Roth IRA calculator.

Roth IRA Transfer Evaluator   
The Roth IRA transfer calculator was designed to show you the effect of transferring a Traditional IRA into a Roth IRA.

Variable Annuity Calculator   
Contributing to a Variable Annuity creates long term tax deferred growth. See how a Variable Annuity might fit into your retirement plan.

Become A Millionaire   
What will it take to save one million dollars?  Enter in your current savings plan and view graphically your financial results for each year until you retire!

Estate Tax Planning   
Estate tax planning is very important to preserving your wealth for future generations. Knowing your potential estate tax liability is a great place to start your estate tax plan.

Mortgage Qualifier   
The first step in buying a house is determining your budget. This interactive problem solver steps you through the process of finding out how much you can borrow.

Mortgage Refinance Analyzer   
Should you refinance your mortgage? Find out how much money you'll save and how long it will take to breakeven on a mortgage refinance?

Mortgage Reduction Analyzer   
Save thousands of dollars in interest by increasing your monthly payment. Find out how much sooner you will pay off your mortgage by making extra payments?

Mortgage Comparison: 15 years vs. 30 years 
Determining which mortgage term is right for you can be a challenge. Use this calculator to compare these two mortgage terms, and let us help you decide which term better for you.  

Mortgage Points Evaluator   
Should you pay points? This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

Auto Loan Analyzer   
Determine how much car you can afford to buy based on your desired monthly payment.

Auto Loan Vs. Home Equity Loan   
Home equity loans often have lower interest rates than auto loans and the interest may be tax deductible. Find out how much you can save.

Auto Lease Vs. Buy Analyzer    
Should you lease or buy your car? Use this interactive problem solver to find out!
   

Loan Comparison Calculator   
This calculator will sort through the monthly payments, fees and other costs associated with getting a new loan. By comparing these important variables side by side, this calculator can help you pick the loan that works best for you.

Loan Amortization Calculator   
Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment. You can then examine your principal balances by payment, total of all payments made, and total interest paid. Press the report button to see a monthly payment schedule.